What online services are available to me?
FULL SERVICE CHECKING and SMALL BUSINESS CHECKING have:
.Free Internet access to checking, statement savings and mortgages.
.Free Online bill pay
.Free MasterCard Debit card. Helpful hint: You can have a Statement savings lnked to debit card (initiated by request) to be able to move funds from your statement savings to your checking or the reverse by ATM, unlimited transactions. This function can be used to protect your account from overdraft charges.
Overdraft Protection - Account may be linked to a statement savings for overdraft protection thru "Automatic'Sweep" upon request. A $5.00 service charge will apply for each "sweep". "Automatic Sweep" is in $100.00 increments, unless the statement savings balance is below $100.00, in which it will only "sweep" the amount needed to prevent insufficient funds. Limited to 6 per monthly cycle as Regulation D states.
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What kinds of products does The Homestead offer?
BANKING and DEPOSITS
Christmas Clubs
Full Service Checking
Interest Checking
Small Business Checking
Passbook Savings
Statement Savings
Certificate of Deposits
Individual Retirement Accounts
Health Savings Accounts
MORTGAGE LOANS
Nonconforming Mortgage Loans
Construction - Interim Mortgage Loans
Construction Loans - One time/Permanent
Lots Loans
Vacant Land/Rural Loans
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What forms of payments does The Homestead accept?
Cash, Checks, money orders, online transfers, drafts, wires.
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How to contact us.
Call Covington at 985 892 4565, Slidell 985 641 3555 or our toll free number for both offices is 1 800 646 1658. At both offices a real person will answer the phone and we're here to answer your questions.
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Are your deposits insured by FDIC insurance?
YES! All deposits are insured up to the maximum allowed by FDIC insurance guide lines. There are several ways to title your accounts to get the maximum insurance allowed. We can calculate your insurance coverage on the FDIC web site to show you your coverage!
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